Questions to ask yourself when applying for a new credit card

The following are several important questions to ask yourself when applying for a new credit card:

Are the special offers relevant to me? Many credit cards offer special rebates, support for a specific organization or other member benefits for using their credit cards. Decide if this is important to you when choosing your credit card.

Why do I need a credit card? Maybe you need one credit card with a special interest rate to transfer balances from multiple accounts or perhaps you need a card specifically for business purposes.

How much credit will I need? If the credit card is for business purposes, maybe you need a card with very high or no spending limits. On the other hand, if this is your first card and you are trying to build credit or just want the card for emergencies, then a more modest spending limit may be the better route to go.

How do I want to pay back my charges? Decide if you want to pay off the entire balance each month or just a portion over each month. Some cards offer advantages for both paying structures. Chase Blueprint is an excellent way to manage your spending on credit cards. Sign up for your Chase credit card with Blueprint at ZeroPercentCards.com!